There are many myths about OSHC that can confuse new students. Let's separate facts from misunderstandings together.

Myth: OSHC Covers Everything

Many believe OSHC fully covers all medical expenses, but some treatments and extras require out-of-pocket payments.

It’s important to check your plan’s coverage details carefully.

Myth: OSHC Is Optional

For most international students on a student visa, OSHC is a mandatory requirement to enter Australia.

Failing to maintain OSHC coverage may risk visa compliance.

Myth: OSHC Is Too Expensive

While costs vary, OSHC is designed to be affordable and saves money by covering significant medical expenses.

Comparison shopping will help you find cost-effective plans that meet your needs.

Myth: You Can Use Medicare Instead

Unless you're eligible for Medicare, OSHC is your primary health insurance while studying in Australia.

Medicare eligibility is typically limited to certain countries with reciprocal agreements.