Budgeting for health is vital when studying abroad. Use these strategies to make your OSHC coverage cost-effective.

Plan Your Medical Visits

Avoid unnecessary appointments and seek advice on when to see a doctor.

Use telehealth services if covered to reduce costs.

Choose Low-Cost Providers

Identify and visit OSHC network providers that offer cheaper consultations.

This strategy decreases out-of-pocket payments.

Manage Prescription Use

Use generic medications and check what prescriptions your OSHC covers.

Avoid expensive, non-covered medicines when alternatives exist.

Emergency Savings

Set aside some funds for unexpected medical excess fees or non-covered services.

Being prepared reduces financial strain.