Waiting periods are common in health insurance. This article explains how they function in OSHC and what to expect.

What is a Waiting Period?

A waiting period is a timeframe after your policy starts during which some treatments are not covered.

This protects insurance providers from immediate claims after enrollment.

Treatments Typically Affected

Dental, optical, elective surgery, and some specialist services often have waiting periods.

Emergency services and general practitioner visits usually have no waiting period.

Length of Waiting Periods

Waiting periods vary by policy and provider, commonly ranging from a few months up to 12 months.

Refer to your policy documents for specific timing.

What to Do During Waiting Periods

Plan ahead for non-urgent treatments to avoid out-of-pocket costs during waiting periods.

Use covered services and maintain preventive care to stay healthy.