Compare All OSHC Providers

Insurance Provider Comparison

Compare different insurance providers and their features

Feature	CBHS$1,200.85	AHM$1,214.00	NIB$1,305.16	Medibank$1,319.00	Allianz Worldcare$1,324.00	Bupa$1,405.00
Why Buy with Us?	Latest Offer	Latest Offer	Latest Offer	Latest Offer	Latest Offer	Latest Offer
Meets government requirements
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Apply directly on this website
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Accommodation
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Accident and Emergency Services	All hospitals	All hospitals	Public and Agreement only	All hospitals	Public and Agreement only	Public and Agreement only
CBHS All hospitals AHM All hospitals NIB Public and Agreement only Medibank All hospitals Allianz Worldcare Public and Agreement only Bupa Public and Agreement only
Outpatient and Postoperative
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Doctor Services	100% of MBS	100% of MBS	100% of MBS	100% of MBS	100% of MBS	100% of MBS
CBHS 100% of MBS AHM 100% of MBS NIB 100% of MBS Medibank 100% of MBS Allianz Worldcare 100% of MBS Bupa 100% of MBS
Standard GP Consultation	Agreement: 100% of cost Non-Agreement: 100% of MBS	100% of MBS	100% of MBS	100% of MBS	100% of MBS	100% of MBS
CBHS Agreement: 100% of cost Non-Agreement: 100% of MBS AHM 100% of MBS NIB 100% of MBS Medibank 100% of MBS Allianz Worldcare 100% of MBS Bupa 100% of MBS
Telehealth	100% of MBS	100% of MBS	100% of MBS	100% of MBS	85% of MBS	100% of MBS
CBHS 100% of MBS AHM 100% of MBS NIB 100% of MBS Medibank 100% of MBS Allianz Worldcare 85% of MBS Bupa 100% of MBS
Specialists	85% of MBS	85% of MBS	85% of MBS	85% of MBS	85% of MBS	100% of MBS
CBHS 85% of MBS AHM 85% of MBS NIB 85% of MBS Medibank 85% of MBS Allianz Worldcare 85% of MBS Bupa 100% of MBS
Pathology and X-rays	85% of MBS	85% of MBS	85% of MBS	85% of MBS	85% of MBS	100% of MBS
CBHS 85% of MBS AHM 85% of MBS NIB 85% of MBS Medibank 85% of MBS Allianz Worldcare 85% of MBS Bupa 100% of MBS
Emergency ambulance services
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Surgically implanted prosthesis
CBHS AHM NIB Medibank Allianz Worldcare Bupa
Prescription Medicines	$50 item limit $30 co-payment $500 person limit pa $1000 family limit pa	$50 item limit $31.60 co-payment $500 person limit pa $1000 family limit pa	$50 item limit $30 co-payment $500 person limit pa $1000 family limit pa	$70 item limit $30 co-payment $500 person limit pa $1000 family limit pa	$50 item limit $30 co-payment $500 person limit pa $1000 family limit pa	$50 item limit $30 co-payment $500 person limit pa $1000 family limit pa
CBHS $50 item limit $30 co-payment $500 person limit pa $1000 family limit pa AHM $50 item limit $31.60 co-payment $500 person limit pa $1000 family limit pa NIB $50 item limit $30 co-payment $500 person limit pa $1000 family limit pa Medibank $70 item limit $30 co-payment $500 person limit pa $1000 family limit pa Allianz Worldcare $50 item limit $30 co-payment $500 person limit pa $1000 family limit pa Bupa $50 item limit $30 co-payment $500 person limit pa $1000 family limit pa
Pre-existing Psychiatric	2 Months	2 Months	2 Months	0 Months	0 Months	2 Months (waived)
CBHS 2 Months AHM 2 Months NIB 2 Months Medibank 0 Months Allianz Worldcare 0 Months Bupa 2 Months (waived)
Pre-existing Conditions	12 Months	12 Months	12 Months	12 Months	12 Months	12 Months
CBHS 12 Months AHM 12 Months NIB 12 Months Medibank 12 Months Allianz Worldcare 12 Months Bupa 12 Months
Obstetrics	12 Months	12 Months	12 Months	12 Months	12 Months	12 Months
CBHS 12 Months AHM 12 Months NIB 12 Months Medibank 12 Months Allianz Worldcare 12 Months Bupa 12 Months
Refund Policy	limited fees may apply	limited fees may apply	no fees	limited fees may apply	no fees	no fees
CBHS limited fees may apply AHM limited fees may apply NIB no fees Medibank limited fees may apply Allianz Worldcare no fees Bupa no fees
Support Services	24-hr health and emergency support line	24-hr health and emergency support line	24-hr health support line	24-hr health and emergency support line	24-hr in-person safety support 24-hr virtual doctor visits	24-hr student health and support line
CBHS 24-hr health and emergency support line AHM 24-hr health and emergency support line NIB 24-hr health support line Medibank 24-hr health and emergency support line Allianz Worldcare 24-hr in-person safety support 24-hr virtual doctor visits Bupa 24-hr student health and support line
Policy Document
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